Author Archives: Admin2

Moustapha and State Farm 2015-09-28, Arbitration, Preliminary Issue, FSCO 4640

Having said that, in my opinion, there are many times in an investigation where an investigator already has jumped to conclusions and only views evidence, circumstantial or otherwise, through a pre-determined conclusion.  In this case, I feel State Farm already had determined that they were dealing with a fraudulent claim, albeit 21 months after the accident and 19 months after the evidence (the 1999 Dodge Caravan) was scrapped.  I believe, from that point moving forward, State Farm was looking at evidence to add to their fraud investigation instead of looking at evidence through an unfiltered lens.

Moustapha and State Farm

Orillia woman involved in serious collision slams province’s planned changes to insurance industry

An Orillia woman who was in a car crash seven years ago that left her in a coma worries changes to the auto-insurance industry will have devastating effects.

Tammy Kirkwood said the province’s plan to reduce auto-insurance benefits that was passed as part of the budget earlier this year will severely hurt crash victims requiring extensive care.

“These benefits should not be called benefits; they are resources and necessary to regain your whole person and get on track,” she said.

“We are mandated to purchase auto insurance to drive a car, yet there is nothing in place to mandate the insurers to uphold the policy we have to purchase.”

http://www.orilliapacket.com/2015/10/02/orillia-woman-involved-in-serious-collision-slams-provinces-planned-changes-to-insurance-industry

United Way event targets poverty in Simcoe County

Forrest Willett knows poverty and despair.

He also knows people can rise above them.

The former Simcoe County resident grew up poor, with five siblings and a single parent trying to make ends meet and keep food on the table.

A 2002 car crash left him with a potentially debilitating brain injury that could have altered his life — for the worse — forever.

Instead, he persevered and is now a bestselling author and motivational speaker travelling the world.

http://www.orilliapacket.com/2015/10/01/united-way-event-targets-poverty-in-simcoe-county

Baseballs Don’t Bounce Random Thoughts From an Injured Brain Paperback by Forrest Willett  http://www.amazon.com/gp/product/0988081016/ref=olp_product_details?ie=UTF8&me=&seller=

Starting off the License Appeal Tribunal for MVA victims – already slanted to favor auto insurers?

The LAT update says “The Advisory Committee members represent groups that have an interest in the areas of law, business, government, consumer groups and the insurance industry” but the reality is that the Committee is composed of insurer defence lawyers and legal experts and consultants without any presence of consumers or MVA victims or those who represent them. This is unacceptable when such uneven and unfair weighting of the Committee appears to favour Ontario’s insurance industry while totally ignoring Ontario’s consumers and MVA victims.  http://www.slasto.gov.on.ca/en/Documents/What%20New-EN/AIDRS%20Project%20Update%20-%20FSCO%20Forums%20-%20EN.pdf

FAIR letter to the Attorney General re LAT advisory panel Sept 30 2015

Auto Insurance Dispute Resolution System (AIDRS) Project Update

Transfer of Automobile Insurance Dispute Resolution System The Government announced in the 2014 Budget a series of auto insurance reforms, one of which was the transformation of the Auto Insurance Dispute Resolution System and its transfer to the Licence Appeal Tribunal (LAT), an adjudicative tribunal within the Safety, Licensing Appeals and Standards Tribunals Ontario (SLASTO) cluster. In the 2015 Budget, the Government announced the new Auto Insurance Dispute Resolution System at LAT will begin accepting applications on April 1, 2016.

http://www.slasto.gov.on.ca/en/Documents/What%20New-EN/AIDRS%20Project%20Update%20-%20FSCO%20Forums%20-%20EN.pdf

Common Traffic Impairments (CTI) – what do stakeholders think about the latest plan for auto insurance coverage levels

The Plan   FINAL DRAFT AUG CTI GUIDELINE

FAIR response to the Draft Superindendent’s Common Traffic Impairment (CTI) Guideline Sept 11 2015

OTLA RESPONSE TO THE CTI

ABC CTI submission

ORA Response to Draft Superintendent’s CTI Guideline (1)

OPA Sept 11 2015 Submission re CTI Guideline Sept 11, 2015 SENT

Rehab First Submission-Superintendent’s CTI Implementation Proposal September 2015

New Ontario auto catastrophic impairment definition starts in 2016

The new definition of catastrophic impairment, in Ontario’s standard accident benefits schedule (SABS), “includes new and/or updated definitions and criteria for traumatic brain injuries for adults and children, amputations, ambulatory mobility, loss of vision, and mental and behavioral impairments, and introduces a new process for combining physical with mental and behavioral impairments,” FSCO said in a bulletin Tuesday.

http://www.canadianunderwriter.ca/news/new-ontario-auto-catastrophic-impairment-definition-starts-in-2016/1003787075/

Insurance Rates on the Rise as Coverage Declines

The government promised to reduce automobile insurance rates in Ontario by 15% in the 2013 budget. It has been two years, and Ontarians are not seeing anything close to a 15% rate reduction in their insurance premiums. What we are seeing are significant and continuous cutbacks to insurance coverage, without any real changes from the insurance industry.

http://oatleyvigmond.com/insurance-rates-on-the-rise-as-coverage-declines/#.VeijMH1qS1A

17 surgeries later, Barrie woman sues drunk driver, bar

TORONTO – Mallorie Wild says she’s still haunted by what she remembers of the morning a drunk driver ran her over.

http://www.torontosun.com/2015/09/02/woman-sues-drunk-driver-bar

Drew Hasselback: Your ad here … or not

LSUC is not proposing a change to the rule itself that allows Ontario lawyers to advertise. Rather, the law society is contemplating a couple of changes to the rulebook text that provides some detail on what types of marketing practices might violate the rule. LSUC has invited lawyers to comment on those changes until Oct. 15.

http://www.financialpost.com/m/wp/blog.html?b=business.financialpost.com//legal-post/drew-hasselback-your-ad-here-or-not