Author Archives: Admin2

Ask 10 drivers how their no fault accident benefits work, or how no fault car insurance works, you’ll get 10 different answers. All of them will likely be wrong. Ask 10 lawyers who don’t practice in the field of persona injury law, you’ll probably get the same wrong answers! Even funnier is if you ask 10 different politicians, the ones who actually passed the laws to create no fault accident benefit insurance in Ontario, and they won’t know either.

http://www.torontoinjurylawyerblog.com/2015/09/tips-on-completing-the-application-for-accident-benefits-ocf-1-and-other-ocf-claim-forms-ontario.html#more-790

In today’s case (Park v. Targonski) the Plaintiff was injured in a collision and sued for damages.  At trial future care costs were awarded including $8,500 for treatments from a pain clinic.  The Defenant argued that these damages should be deducted as ICBC must cover the cost under the Plaintiff’s no fault beneifts.

http://bc-injury-law.com/blog/pain-clinics-mandatory-icbcs-part-7-benefits?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+IcbcLaw+%28ICBC+Law%29

“Why can’t I have an affordable lawyer of my own? I pay for the justice system where you lawyers earn a very good living compared to me. But I must use the second-best solutions of clinics, and pro bono and targeted legal services, and various forms of self-help. You say you take this ‘access to justice’ problem very seriously. I don’t believe that. If you were serious and ethical, you would be trying to solve the problem. You can’t show me anything that you have done about trying to solve the problem. I can’t have an affordable lawyer of my own because you use your monopoly over legal services to serve yourselves, but not the needs of the public for legal services. Why should I give my respect and tax money to your justice system?”

Under the new rules, if a collision is estimated to cost a total of $2,000 or more in total damage, drivers must report it to police or a collision reporting centre. Anything less than $2,000 does not require police involvement.

http://globalnews.ca/news/2194539/ontario-drivers-wont-have-to-report-minor-collisions-under-2000-in-damage/

http://www.troymedia.com/2015/09/01/basic-income-just-doctor-ordered/

ICBC has begun filing its basic insurance rate application with the BC Utilities Commission, but final parts of the application, including any request for a rate change, aren’t due until the end of October.

http://www.theglobeandmail.com/news/british-columbia/icbc-says-soaring-claim-costs-will-mean-higher-insurance-costs-for-bc-drivers/article26165702/

http://tips.slaw.ca/2015/research/expert-witnesses/

In addition to cutting catastrophic impairment benefits in half, the legislation overhauls the definition that determines entitlement. The overhaul includes the elimination of the popular Glasgow coma scale test as a means to obtain the crucial catastrophic impairment designation and adopts an assortment of new tests.

http://www.lawtimesnews.com/201508314899/commentary/personal-injury-law-new-regulation-means-disaster-for-injured-drivers

In fact, Ontario insurance premiums are the highest in the country.
“Everybody knows that Ontario auto premiums are way too high,” says Ralph Palumbo, vice-president of the Ontario wing of the Insurance Bureau of Canada. “Everybody agrees, including insurers.”

http://www.bramptonguardian.com/news-story/3074394-why-ontario-auto-insurance-is-sky-high/

Without a doubt, car insurance rates represent the highest insurance cost for Canadians. Car insurance cost is significantly higher than the cost of house insurance, and it’s even higher than most life or health insurance premiums. However, car insurance rates vary significantly across Canada.

https://insureye.com/average-car-insurance-rates-in-ontario-1920-per-year/