Member Stories
Share your story with us! Please do not use your real name (unless you want to) and tell us and our other members about your insurance experience. Send to fairautoinsurance@gmail.com. Please use “My Story” in the subject line.
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P.B.’s Story – delays and roadblocks caused by the two Insurance companies
I was crossing a street, in the crosswalk, with the light, when a car turning left, facing me....ran into my knee. I had major knee reconstruction surgery a few days later and after 3 months I am not permitted to begin trying to walk again. I am 79 years old and until that moment my life ...
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S.W. – A letter to my gaslighting ex
gas·light verb gerund or present participle: gaslighting manipulate (someone) using psychological methods into questioning their own sanity or powers of reasoning A letter to my gaslighting ex Dear Insurance Company, I didn’t understand our relationship until I got injured and needed you. Yours was the first phone call after my serious car accident and brain injury. How are you? You asked. You were so nice, you ...
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JD’s Claims Experience
November 2024 UPDATE I ended up settling in January 2023 after having a new adjuster assigned to my case. She started denying menial things (like house keeping) despite me being catastrophic. It felt like she was looking for an excuse to send me for a whole new batch of IE's. I decided to settle for less ...
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Ruth’s story
On October 13, 2011, a man dropped a stove off his trailer in the middle active Lane of the QEW. I stopped my car, however my car was rear-ended and ultimately pinned the man between the front of my car in his trailer. This gentleman sustained catastrophic injuries. It has been a year since this accident ...
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Joanne’s Fair-Insurance story
A TRAVESTY OF JUSTICE FOR INNOCENT VICTIMS BY WYNNE’S GOVERNMENT This report has been written by a family member of an innocent victim who was drastically affected by a serious injury in a motor vehicle accident, and whose family has now had to take responsibility for the victim and their injuries. Our lives have been changed forever, and the insurance industry, ...
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S. J. – my experience with discrimination and other forms of injustices after a MVA
This is my narrative after a MVA which was not my fault and thank God for his mercies. I encountered ridiculing, discrimination, deviance telephone harassment and sabotaging realistic behaviours; and I have others individuals who can attest to these realistic injustices towards me. Sadly, these unethical bullies are protected by the system that cover up ...
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Concussion – This is My Trip to Jamaica
Those of us who are concussed, know that our strongest supporters, our spouses and in most cases our families, are just as much affected by our condition as we are. Maybe more so because they are still healthy and ‘normal’. Because of the price we will have to pay, it is hard for the concussed to ...
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Ontario family
I currently reside in Barrie, Ontario with my husband/common-law partner and our beautiful daughter . We've been in 5 motor vehicle accidents in the past two years due to others negligence. We have been in physio and complying with TD auto and BelairDirect only to have them send letters to our home stating that we have ...