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  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

Latest News Articles

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The Greater Whole

In the past, fraudsters have taken advantage of individual insurers who opted to piece together suspicious claims in isolation. A new initiative, however, is based on the whole being greater than the sum of its parts, bringing insurers together and pooling their data.

http://www.canadianunderwriter.ca/news/the-greater-whole/1002876486/?type=Print%20Archives

FSCO Has Released a Revised MIG and OCF-18

The revised MIG and OCF-18 reflect the recent change made to the SABS in which a pre-existing condition must have been documented by a health practitioner prior to the accident.  The change is reflected in Section 4 of the MIG which deals with impairments that do not fall under the guideline.  As for the OCF-18, changes have been made to the introductory Note box on page 1 and to the second question in Part 4.

http://williehandler.blogspot.ca/2014/01/fsco-has-released-revised-mig-and-ocf-18.html

Big Surveillance Demands Big Privacy – Enter Privacy-Protective Surveillance

Join Ontario’s Information and Privacy Commissioner, Dr. Ann Cavoukian, and esteemed guests as they address these important issues on International Privacy Day: January 28, 2014,  9 a.m.  – 12:30 p.m. You can view the event via live webcast

http://www.realprivacy.ca/index.php/international-privacy-day-symposium/

Will Insurers Begin to Use Social Media Postings to Calculate Premiums?

A Look at Some Startling Trends and the Possible Consequences for Consumers – interesting US article

http://verdict.justia.com/2012/01/03/will-insurers-begin-to-use-social-media-postings-to-calculate-premiums?utm_source=verdict.justia&utm_medium=verdict.justia&utm_campaign=verdict.justia&utm_content=verdict.justia&utm_term=verdict.justia

Telematics gives brokers opportunities to offer advice but may need a ‘disable creep stalk’ function

“I was able, to track, in a weekly report, my wife doing 57 over the posted limit .. coming off (Ontario Highway) 409 on to the entrance into (Toronto) Pearson  (International Airport),” he said. “The speed limit goes from 100 to 90 to 80 to 60 to 50 in about 10 feet and there is always a cop there. You can spot those kinds of things. They are interesting but a bit creepy.”

http://www.canadianunderwriter.ca/news/telematics-gives-brokers-opportunities-to-offer-advice-but-may-need-a-disable-creep-stalk-function/1002876453/s7vw03Wsv64srM2vx/?ref=enews_CU&utm_source=CU&utm_medium=email&utm_campaign=CU-EN01272014

An expensive lesson

A Toronto lawyer says he has learned an expensive lesson about not taking clients’ words without a written direction after a judge ordered him to pay nearly $20,000 this week for accepting a settlement offer without receiving an instruction from his client first.

http://www.canadianlawyermag.com/legalfeeds/1902/an-expensive-lesson.html

Auto Insurance Rates for the Fourth Quarter of 2013

Private passenger auto insurance rate changes approved or ordered for filings reviewed in 4th Quarter 2013

Auto Insurance Rates for the Fourth Quarter of 2013 

Toronto Sun – Letters to the Editor, Jan. 21

Coverage, not abuse  

Re “Ensuring insurance is a fair deal” (Christina Blizzard, Jan. 15): It isn’t just about what we are paying for auto insurance, it’s what we get when we have to access benefits like treatment, rehab, income replacement, and attendant care if we need it. Why should consumers have to take an insurer to court to get what they need when they’ve paid for coverage? Along the way victims are subjected to invasive, sometimes useless medical examinations by their insurer. There is virtually no oversight of this process — the CPSO won’t tell the public any details about complaints regarding these assessors and yet the public is legislated to attend these examinations. Accident victims endure a lot more than a few “slings and arrows” — our legislators need to pay attention to this industry. Drivers pay for coverage, not abuse. Motor vehicle accident victims “feel something akin to understanding” alright — we feel ripped off and understand that our government is letting it happen.

Rhona DesRoches

FAIR Association of Victims for Accident Insurance Reform

(There are two kinds of fraud in the auto insurance industry — fraud by con artists who try to bilk the insurers and fraud by insurers who refuse to honour valid claims)

http://www.torontosun.com/2014/01/20/letters-to-the-editor-jan-21-2

Personal Injury Law: Service via Facebook should become the norm

To succeed in any such motion, counsel must establish that the person’s whereabouts for personal service are unknown despite diligent investigation; the Facebook profile belongs to the person in question; and the person is an active user of Facebook such that the claim will likely come to the person’s attention.

http://www.lawtimesnews.com/201401203716/commentary/personal-injury-law-service-via-facebook-should-become-the-norm?utm_source=responsys&utm_medium=email&utm_campaign=CLNewswire_20140120

Personal injury judgement for trip and fall resulting in broken arm exceeds $200,000

An Ontario court recently awarded $107,765 to a women who broke her upper arm at the rotator cuff after stubbing her toe, tripping and falling on a city sidewalk in Caledonia, Ontario, southwest of Hamilton.

http://www.canadianunderwriter.ca/news/personal-injury-judgement-for-trip-and-fall-resulting-in-broken-arm-exceeds-200-000/1002865851/