“You put the device in the car and a lot of the historical rating variables and the data associated with it become irrelevant,” he said. “Claims history is irrelevant, convictions are irrelevant. How you accelerate, if you have lane drift, or if you’re speeding in a school zone, the conditions that you drive in. You can overlay weather data. There are all kinds of great things that you can do to get at the actual risks associated with driving the vehicle.”
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Speaker’s Corner: Hryniak will have profound impact on civil proceedings
And the advice is blunt. To the bar, the Supreme Court said lawyers must change their culture in favour of a litigation procedure that “facilitates rather than frustrates access to justice” because their current approach focuses too much on painstaking procedure at the expense of proportionate, timely, and affordable adjudication. Lawyers can’t depend on judges to rein them in. They must do this for themselves.
http://scc-csc.lexum.com/decisia-scc-csc/scc-csc/scc-csc/en/13427/1/document.do
Hard times for family caregiver
The Ontario government recently blindsided the personal injury community with a further amendment to the Ontario Statutory Accident Benefit Schedule (SABS), designed to essentially eliminate the possibility of friends and family members providing paid attendant care services to injured loved ones following a motor vehicle accident. http://www.lawyersweekly.ca/index.php?section=article&articleid=2068
Padded legal fees Not all lawyers engage in dubious billing practices, but enough do to warrant scrutiny
Lawyers must recognize that hours spent on a file do not always translate into value and that clients deserve to receive true value for the fees they pay.
INSURANCE PROBLEMS DISTORTED: NEW INSURANCE BUREAU ADVERTISING CAMPAIGN LAUNCHED
“The Insurance Bureau is distorting the extent of the problem in the system with their advertising campaign in an effort to pressure government to further restrict car accident victims’ rights. Too often, serious auto accident victims are the losers when it comes to this type of distorted campaign. That’s the sad reality of the “Car Accident Business” in Ontario—with no exit in sight.”
http://otlablog.com/insurance-problems-distorted-new-insurance-bureau-advertising-campaign-launched/
Supreme Court of Canada stipulates ‘new approach’ to handling lawsuits in Ontario
In its ruling, the Supreme Court of Canada noted that trials, “with unnecessary expense and delay, can prevent the fair and just resolution of disputes.”
“The full trial has become largely illusory because, except where government funding is available, ordinary Canadians cannot afford to access the adjudication of civil disputes,” wrote Justice Karakatsanis. http://www.canadianunderwriter.ca/news/supreme-court-of-canada-stipulates-new-approach-to-handling-lawsuits-in-ontario/1002891614/s7vw03Wsv64srM2vx/?ref=enews_CU&utm_source=CU&utm_medium=email&utm_campaign=CU-EN01312014
The downside of judge’s ruling on reviewing draft expert reports
According to Justice Janet Wilson’s conclusions in Moore v. Getahun on Jan. 14, counsel’s practice of reviewing draft expert reports must stop and meetings with experts to go over the reports are no longer acceptable.
The downside of judge’s ruling on reviewing draft expert reports
According to Justice Janet Wilson’s conclusions inMoore v. Getahun on Jan. 14, counsel’s practice of reviewing draft expert reports must stop and meetings with experts to go over the reports are no longer acceptable.
Lobby group doing its job – The Insurance Bureau of Canada is an association representing private companies, not you
The name, Insurance Bureau of Canada, may sound as if the IBC is part of or affiliated with the government or some Crown agency, but that’s not the case….The IBC is a creation of Canada’s private insurance companies. It’s an association that represents them. Basically, the IBC is a lobby group.
http://www.torontosun.com/2014/01/24/lobby-group-doing-its-job
Recycled numbers – letter to the Sun
Re “Time to speak up about car insurance” (Alan Shanoff, Jan. 12): It must be because current insurer profitability is so healthy that Ralph Palumbo from the Insurance Bureau of Canada has no choice but to continue recycling numbers that are five and six years old, and compares Ontario’s costs to those provinces with more extensive public funding for rehabilitation (“Injuries drive costs,” Letters, Jan. 19). I suppose that if we are to go into ancient history then I, too, could quote record profitability numbers for insurers from eight years ago. But why do that? I would rather talk about current insurer profitability which sees insurers collectively pocketing almost 60¢ out of every dollar we consumers pay for accident benefits. These numbers are published by the independent General Insurance Statistical Agency. Palumbo refers to insurer examiners as “attending to the interests of the injured before all else” while painting claimants and the healthcare providers who treat them as abusers.Treating providers are also regulated health professionals whose professional colleges can impose sanctions on them, too. I wonder how many sanctions have been applied to insurance assessors for poor performance compared to the clients’ own treating providers?
Laurie Davis, Executive Director, Ontario Rehab Alliance
(One type of fraud occurs when criminals rip off car insurers through phony accident and medical claims. Another, equally wrong, occurs when insurers fail to honour valid insurance claims from injured accident victims who bought their insurance policies in good faith) http://www.torontosun.com/2014/01/24/letters-to–the-editor-jan-26