PALMERSTON – Jokelee Vanderkop knows first-hand the turmoil and upheaval one can experience battling for legitimate insurance benefits. She’s made it her mission to share that experience and information with others, because “Having a legitimate claim, medically backed by one’s doctors, is no guarantee that an insurer will pay the benefits for which an individual has paid,” she said.
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Attempt to apply legislation retrospectively fails
The issue of the retrospective application of legislative changes was again before the court in the context of automobile insurance rights in Davis v. Wawanesa Mutual Insurance Company [2015] ONSC 6624.
https://www.thomsonrogers.com/
$60,000 Non-Pecuniary Assessment for Lingering Soft Tissue Injuries
In this week’s case (Olson v. Yelland) the plaintiff was involved in a 2012 rear end collision. The Defendant admitted fault. The Plaintiff sustained soft tissue injuries to her neck, mid back and shoulders which continued to pose problems at the time of trial.
http://www.ilstv.com/60000-
Risk of Suicide After Concussion
A new study from the University of Toronto, titled “Risk of Suicide after a Concussion,” assessed the long-term risk of suicide after concussion. Dr. Michael Fralick and his colleagues performed a longitudinal cohort analysis of adults with the diagnosis of a concussion in Ontario, Canada from April 1, 1992 to March 31, 2012, a 20 year period. Severe cases that resulted in hospitalization were excluded.
http://www.natlawreview.com/
Debunking common insurance myths – men pay more for insurance than women
Insurance costs are based on multiple factors, including the policy holder’s driving record, gender, their location and the type of vehicle.
Judge strikes down law barring patients from growing medical marijuana
A Federal Court judge has ruled that medical marijuana patients have the right to grow their own cannabis.
Provincial News: Wynne’s ‘two Ontarios’ leaves families paying highest auto insurance rates while industry reaps historic profits: NDP
“The first one is where most people live, where Ontario families pay the highest auto insurance rates in the country,” explained Singh. “Then there’s the other Ontario, where the Premier’s powerful lobbyist friends reside—like the insurance industry, which continues to enjoy historic profits.”
http://www.northumberlandview.
Goodbye FSCO, Hello LAT!
It’s no joke—April Fools’ (April 1, 2016) marks the day when accident benefit arbitration applications will begin to be received by the Licence Appeals Tribunal (“the LAT”) instead of by FSCO.
The requirement to provide “medical reasons” when denying treatment plans: a ticking time bomb?
For an accident benefits insurer, the denial of a treatment plan used to be such a simple thing. Under O. Reg. 403/96, an insurer merely had to provide a standard form letter to deny a treatment plan and schedule a mandatory insurer’s examination. In an attempt to reduce the costs associated with insurer’s examinations, the Ontario Legislature made insurer’s examinations optional in O. Reg. 34/10 (the “SABS”). In doing this, however, it introduced new procedural hurdles that insurers must overcome in order to properly deny treatment plans.