FSRA Guidance on Statutory Accident Benefits (“SABs”) Claims during the COVID-19 Outbreak
The purpose of this Guidance is to provide FSRA’s Interpretation of the requirements of subsections 1(9), 3(2)5 and 6(1) of Ontario Regulation 7/00 – Unfair or Deceptive Acts or Practices under the Insurance Act (“UDAP”) in the context of a declared emergency under the Emergency Management and Civil Protection Act related to an outbreak of the communicable COVID-19 coronavirus disease, or where physical distancing or other similar measures to prevent transmission of COVID-19 are required or recommended by the Chief Medical Officer of Health or local Medical Officer of Health1 during or after the declared Emergency (the “Emergency”). These provisions of UDAP relate to the adjustment, settlement and charges for, or payment of, goods and services for an automobile insurance claim, including claims for Statutory Accident Benefits (“SABs”) to which this Guidance applies.
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Howard Levitt: Some insurers are using ‘unprecedented times’ as an excuse to deny disability claims
We have been told many times over the past two months that we are living in “unprecedented times.”
Most aspects of our lives have been affected by COVID-19 — from massive layoffs and school closures to the inability to hug our loved ones. As a society, we seem untethered. We feel a little lost and are continually looking for the touchstones in our lives to help us through these murky days.
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Report: Only 1 in 4 Canadians say they received pandemic-related auto insurance relief measures
The survey, conducted by rate comparison site InsuranceHotline.com, also found that 64% of respondents said they were not informed of any rate relief. Meanwhile, 12% of respondents said they were not sure they even got an offer from their insurers.
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Car Rates are Still Up in Downsview
It is no secret that drivers in the Downsview area have been routinely broadsided by high car insurance rates. Ontario has some of the highest rates in Canada and Downsview is known for having some of the most expensive postal codes for car insurance rates in all of Ontario. That makes our area one of the most expensive places to drive a car in the country. With COVID-19 shutting down the economy, many people expected some financial relief. The relief efforts has been uneven.
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LawPRO loses out on potential $87.8M tax windfall in Federal Court of Appeal decision
LawPRO has failed again in its bid to reap a multimillion-dollar tax windfall by capitalizing on an exemption that was originally geared to corporate entities owned by municipalities or Indigenous self-governing bodies.
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The fine print behind million dollar and multi million dollar personal injury claims in Ontario
There are few moments in life where a person receives a million dollar lump sum of money. Here are but a few which come to mind.
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Six-figure pain and suffering judgement against Wal-Mart Canada attracts appeal court scrutiny
A $225,000 award in a lawsuit against Wal-Mart Canada, arising from the accidental spraying of a fire extinguisher by a worker, could be headed to the Supreme Court of Canada.
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Precarity in a Pandemic
As the world struggles in the midst of the COVID-19 Pandemic, deep structural and economic flaws in how we care for the most oppressed in society are becoming increasing difficult to ignore. For decades, activists living with the effects of these deep systemic issues have rallied, protested, and raised the flag to anyone who would listen.
