• FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education
  • FAIR – supporting auto accident victims through advocacy and education

Latest News Articles

March 11, 2019

Your postal code is a big factor in determining your car insurance rates. Critics say it shouldn’t be

When Pankaj Sallh and his family moved to Brampton from Mississauga last year, he had no idea that changing his postal code would be so costly. 
 
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After the event (ATE) insurance: what you need to know

After the event (ATE) insurance (a type of legal expense insurance) can help lessen the financial blow of a lost case for both the client and lawyer. Generally, the insurer will pay some amount of costs, fees, and/or disbursements should the client’s case lose. It is important to understand the specific policies and contracts involved and how they can affect the litigation. ATE insurance varies widely in policy terms. 
 
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Joint and several liability review announced

Some personal injury lawyers are concerned after Ontario Premier Doug Ford announced recently that the government is considering reviewing joint and several liability. 
 
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Chronic pain is not a minor injury, tribunal says

In a July 27, 2018 reconsideration decision in the case of T.S. v. Aviva General Insurance of Canada, executive chairwoman Linda P. Lamoureux rejected the tribunal’s earlier decision to deny benefits to T.S. that would help treat his chronic pain. 
 
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Judge Errs in Determining That Plaintiff Does Not Meet Threshold for Permanent Injury – Brak v. Walsh, 2008 ONCA 221 (CanLII) Date of Decision: April 1, 2008 Heard Before: Weiler, Moldaver and Juri

The plaintiff suffered a low back injury as a result of a motor vehicle accident. The defendant brought a motion at trial for a finding that the plaintiff did not meet the threshold of the Insurance Act. The trial judge found that the plaintiff did not suffer a permanent impairment, as there was evidence that her pain would diminish with time if she followed an exercise regime, and that the impairment was not serious, as the plaintiff was able to resume almost all of her domestic duties and to hold gainful employment. The motion was granted. The plaintiff appealed. 
 
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In scathing ruling, judge rips insurer for putting ‘bottom line’ over patients’ health

In a scathing decision, a federal judge blasted a subsidiary of the nation’s largest insurance company for focusing on the “bottom line as much or more” than patients’ health, saying the insurer illegally denied treatment to thousands of people. The judge also slammed the company’s medical directors for being “deceptive” under oath. 
 
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Lorraine Explains: Who is that five-star crash rating really protecting?

Everybody looks to crash test ratings to determine safety, but what if they’re not telling the whole story? Three years ago, I wrote a column after interviewing Suzanne Tylko, chief of Crashworthiness Research for Transport Canada. They perform work similar to the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) — they smash up cars to test their crashworthiness in collisions, and assign safety ratings based on the results. 
 
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Vancouver hospital using ‘brain bolt’ treatment to heal

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