The public and the government know little to nothing about insurer profits and what they do with our premium dollars. This is very much a concern when it comes to the quality of coverage. We only know what insurers tell us about their finances and there’s no transparency and so no ability to find out. That’s a big gap in knowledge when making decisions about coverage that will affect the treatment of tens of thousands of Ontario’s traumatically injured patients every year.
If the goal is for the “government to provide a guaranteed safety net for those injured in auto accidents” then why are we using the insurer model and not our own patient model? If recovery is the driver behind the proposed changes then the perspective must change too. Accident victims must be seen and treated as the patients they are, the traumatically injured whose lives are turned upside down by a sudden and unexpected event.