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Profits Soar for Ontario Auto Insurance Companies

Last week, an updated study from York University School of Business Professors Fred Lazar and Eli Prisman was released that reveals consumers likely overpaid $1.5 billion in the last two years for auto insurance. This includes overpayments of $700 million (or about $100 for each insurance policy) in 2014 on top of the $840 million ($120 per policy) in 2013.

http://otlablog.com/profits-soar-for-ontario-auto-insurance-companies/

KPMG says insurance industry to shrink 60 per cent by 2040

Consulting firm KPMG has said that by the year 2040 the auto insurance industry around the world will be a shell of its former self. Indeed, the company claims that the industry will shrink by the tune of 60 per cent, which means it will only be 40 per cent the size it is in 2015.

http://www.shopinsurancecanada.ca/blog/news/kpmg-says-insurance-industry-to-shrink-60-per-cent-by-2040/

Liberal Use of Discovery Transcripts Granted in Case of Indivisible Injuries

In today’s case (Elworthy v. Tillit) the Plaintiff alleged personal injury from two separate matters.  Both parties agreed the separate lawsuits should be heard together given overlapping injury but could not agree if both defendants could use the Plaintiff’s examination for discovery transcripts from the separate actions.

http://bc-injury-law.com/blog/liberal-discovery-transcripts-granted-case-indivisible-injuries?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+IcbcLaw+%28ICBC+Law%29

Ontario’s Accessibility Legislation

In 2005, the Ontario government enacted the Accessibility for Ontarians with Disabilities Act. This law was passed out of a concern that our province was doing a poor job accommodating the needs of the 15.5% of Ontarians with a disability. This legislation establishes standards that must be met by government agencies, non-profit organizations and private businesses to accommodate the needs of people with disabilities in the following areas: customer service, information and communication, buildings, employment and transportation.

http://oatleyvigmond.com/ontarios-accessibility-legislation/#.Vi_XXm5qS1A

Satisfaction with U.S. auto insurance claims process among Millenials improving: J.D. Power study

While satisfaction with the auto insurance claims process in the United States is lower among Millenial claimants than among their older counterparts, the former’s satisfaction is improving, according to the J.D. Power 2015 U.S. Auto Claims Satisfaction Study released on Monday.

http://www.canadianunderwriter.ca/news/satisfaction-with-u-s-auto-insurance-claims-process-among-millenials-improving-j-d-power-study/1003866831/

Changes To The Attendant Care Benefit Do Not Apply Retrospectively: Davis v. Wawanesa, 2015 ONSC 6624

The payment of attendant care to family members of injured people is a thorny issue for the insurance industry. Before September 2010, a family member of an injured person was entitled to receive compensation for attendant care services provided without showing any economic loss. The insurance industry lobbied the government to change this and in September 2010 the law was changed to require a family member to prove an economic loss before receiving the attendant care benefit.   Under the September 2010 changes all that was required was to prove some economic loss and the full attendant care benefit could be paid. Further lobbying by the insurance industry resulted in a further change to the law under which the amount paid to a family member for attendant care was limited to the family member’s actual economic loss.  This change was made by Ontario Regulation 347/13 (the “Regulation”) which came into force on February 1, 2014.

http://oatleyvigmond.com/changes-to-the-attendant-care-benefit-do-not-apply-retrospectively-davis-v-wawanesa-2015-onsc-6624/#.VjD5hW5qS1A

Mourning the Loss of a Life Once Had

These are things we could never have dreamed of before our diagnosis. We are forced into a life-long journey that is strange, painful and full onew challenges.

http://www.painnewsnetwork.org/stories/2015/10/20/mourning-the-loss-of-a-life-once-had#.Vi6jyHDGf78.facebook=

The WSIB can cut off benefits from workers by deeming them “uncooperative.” For this reason, workers are sometimes fearful to resist directives from the assessment centres.

A very small piece of Ontario’s efforts to drive down the cost of car insurance is a new requirement that insurers offer a discount for snow tires by this coming Jan. 1.

When I say small, I mean it. If you buy new tires, the payoff is seven to 10 years away, and by then the car may be long gone.

 http://www.thestar.com/business/personal_finance/2015/10/26/let-it-snow-winter-tire-insurance-offers-just-a-modest-break-mayers.html

How the WSIB is failing the injured workers of Ontario – part 1

The WSIB can cut off benefits from workers by deeming them “uncooperative.” For this reason, workers are sometimes fearful to resist directives from the assessment centres.

http://rankandfile.ca/2014/12/03/how-the-wsib-is-failing-the-injured-workers-of-ontario/#comment-120169

The WSIB’s Austerity Agenda: Deporting Injured Migrant Workers Part 2 of How the WSIB is Failing the Injured Workers of Ontario

On Dec. 3, a group of injured workers and their allies gathered in front of the Ontario Ministry of Labour on University Avenue in Toronto to demand action on medical coverage for injured workers. The workers handed out band aids to passing pedestrians to garner attention.

http://rankandfile.ca/2014/12/04/the-wsibs-austerity-agenda-deporting-injured-migrant-workers/