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“WSIB sent me to their Altum Clinic. I had a torn meniscus resulting in an unstable knee. I should have had surgery to trim the meniscus but WSIB’s doctor did not recommend it. Within 11 months, my cartiriledge was stripped down to the bone by this damaged meniscus in my knee. I now have advance stage arthritis in the knee largely due (Editor’s Note: this is Sabina’s claim) to this doctor’s negligence. I found out after the fact, unstable knees should have arthroscopy.”

http://www.canadiancontractor.ca/canadian-contractor/1003275734/1003275734/

When a doctor is caught breaking the rules in one province but then decides to practise in another, patients don’t always get to see the physician’s full disciplinary history, CBC News has found.

http://www.cbc.ca/news/canada/manitoba/doctor-records-provinces-discipline-history-1.3414258

In the 2015 Ontario Budget, the government advised that it was introducing measures to “ensure affordable auto insurance rates.” The Liberals noted that “Ontario’s auto insurance system remains the most generous among Canadian jurisdictions with private marketplace systems” and that the “government’s reforms will continue to ensure the generosity of Ontario’s auto insurance accident benefits.”

On August 26, 2015, the Ontario Legislature filed Bill 251/15, which apparently seeks to achieve the goals set out in the 2015 Budget. For the most part, the amendments apply only to policies issued or renewed on or after June 1, 2016. Existing contracts will remain subject to the current limits until the contract is terminated or renewed.

http://www.claimscanada.ca/issues/article.aspx?aid=1003990290

Ontario’s Liberals have long excelled at offering up creative excuses for major policy failures. My favourite, up until now, has always been Dalton McGuinty’s, “It’s never too late to do the right thing.” The former premier deployed that one repeatedly over the years in the face of mounting criticism, and ever growing evidence, of the complete hash his government had made of the province’s electricity sector.

http://news.nationalpost.com/full-comment/matt-gurney-ontarios-government-always-finding-innovative-new-ways-to-excuse-failure

The Insurance Brokers Association of Ontario (IBAO) said it is preparing to launch a multi-faceted awareness campaign on Ontario Auto Reform, ahead of new changes coming into play June 1, with the aim of combatting widespread fraud and abuse of the system.

http://www.insurancebusiness.ca/news/brokers-must-advise-clients-on-changes-to-auto-insurance-202159.aspx

Ontario’s loss transfer scheme is found in section 275 of the Insurance Act. Section 275 (1) allows the insurer paying accident benefits to an insured, in certain situations, to claim “loss transfer” indemnification from the insurer of the other driver involved in the accident. At the risk of oversimplification, the insurer paying accident benefits to an occupant of a motorcycle would be able to claim loss transfer indemnification from the insurer of the car that collided with the motorcycle.

http://www.insblogs.com/auto/onsc-loss-transfer-deductible-applied-per-claimant/6314

In calculating Income Replacement Benefit entitlements (IRBs), we routinely encounter certain issues where there are unresolved disagreements between insureds, insurers and their respective accounting experts over the interpretation of Ontario Regulation 34/10, the Statutory Accident Benefits Schedule (SABS), which became effective for all  motor vehicle accidents occurring on or after September 1, 2010 (the new SABS). Of course, resolution of these issues is a matter of law beyond the expertise of accountants. As such, we have selected three of these issues for your consideration.

http://www.collinsbarrow.com/en/cbn/publications/article-issues-calculating-income-replacement-benefit-entitlements-01?utm_source=Mondaq&utm_medium=syndication&utm_campaign=View-Original

For years, Ontario’s Workplace Safety and Insurance Board was a concern for employers, workers and policymakers. And justly so: Nowhere were the WSIB’s problems more evident than in the ballooning size of its unfunded liability, or “UFL,” which is the gap between future obligations to injured workers and the money on hand to pay for them. In 2009, for example, the Auditor General warned the WSIB’s costs had begun to so badly outstrip its revenues that the system faced collapse. Subsequently, the province legislated a strict timetable for eliminating the UFL by the end of 2027.

http://business.financialpost.com/fp-comment/ontarios-worker-safety-board-on-path-to-sustainability