Back in 2013 when she was running for the leadership of the Ontario Liberal Party, Kathleen Wynne famously told the Toronto Star that she wanted to be known as “the social justice premier.” She also said that when it came to “liberal values,” “I believe social justice is what drives us.”
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Usage-based Auto Insurance on the Rise, Canada Lagging Behind as 142 Million Consumers will be Using UBI by 2023
Usage-based auto insurance (UBI) is still a relatively new concept in the industry, but it is expected to grow exponentially over the next decade. IHS Automotive says that there will be 142 million global consumers using UBI coverage by 2023, in a study called Auto Tech Report – Usage Based Insurance (UBI).
Experts disqualified for history of bias?
Rhona DesRoches, chairwoman of the Association of Victims for Accident Insurance Reform, calls the decision a “game-changer” for personal-injury claimants, an indication that the courts have “had enough of the manipulations of insurers to delay and deny claimants through the use of biased medical evidence.”
“Ontario’s insurers,” she says, “have used the partisan medical experts as a tool in their toolbox, and it is the most effective method they have to deny claims. If Daggitt is a road map, those days of denial based on bogus medical opinions is coming to an end.”
http://www.lawtimesnews.com/
Editorial: Under pressure
This week, Law Times reports on a personal injury case where an expert witness was rejected. In Daggitt v. Campbell, Justice Helen MacLeod-Beliveau dismissed a preliminary motion by the defendant insurance company for an IME of the plaintiff, Steacy Daggitt, by psychiatrist Dr. Monte Bail.
http://www.lawtimesnews.com/
Check your car insurance
Do you know how much third-party liability coverage you have in your auto insurance policy?
Do you know how much coverage you should have?
Few people know the answers but they should.
http://www.torontosun.com/
What you need to know about mandatory auto coverage requirements in Canada
Despite the much lower medical costs in Canada when compared to the United States, Canadians are required to have several times more liability auto coverage than what is mandatory in America. Aside from two provinces – Nova Scotia and Quebec – the minimum required third-party liability coverage is $200,000. In Nova Scotia, the minimum is $500,000, while in Quebec the minimum is only $50,000.
Focus: New auto insurance dispute resolution process debuts
On April 1, all disputes regarding accident benefits began wending their way to the Licensing Appeals Tribunal.
There is considerable anxiety over how the new system will work. It promises a speedy resolution of disputes, but it remains to be seen if it can deliver on its goal to resolve matters in a six-month time frame.
Closing a Potential Loophole on Communicating with Expert Witnesses
In Fonseca v. Hansen et al, released April 26, 2016, the Court of Appeal has provided further clarification on what type of communication is appropriate between counsel and an expert witness. One of the questions on appeal was whether the trial judge erred by failing to instruct the jury that pre-trial communication between the appellant’s counsel and an expert witness was not a proper basis on which to reject the expert’s testimony.
http://www.chcbarristers.com/
Ms. K. and State Farm – INCOME REPLACEMENT BENEFITS
Ms. K was involved in a car accident on November 19, 2009. Within a few days of the accident (on November 23, 2009) Ms. K reported the accident to her family physician and complained to him of an exacerbation of her symptoms. She applied for and received statutory accident benefits from State Farm Mutual, but when disputes arose concerning Ms. K’s entitlement to certain accident benefits, and mediation failed, Ms. K applied for arbitration at the FSCO.
Change in court rules could boost claims
Changes to Rule 48 of the Ontario Rules of Civil Procedure enacted in 2015 mean that any claim commenced before January 2012 that has not yet concluded or been set down for trial by Jan. 1, 2017 will be dismissed without notice.
http://lawtimesnews.com/