The Insurance Brokers Association of Ontario (IBAO) revealed that only 42% of auto insurance customers in Ontario are aware of reforms that will be taking effect on June 1, 2016.
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SABS Privacy Consent Scores
In Economical v. Fairview Assessment Centre, the insurer claimed fraud and misrepresentation against an assessment centre and various (alleged) treatment providers associated with the clinic (more information about the case’s background is available here). In the action, the insurer sought production of medical documentation containing personal health information of certain non-party SABS claimants.
http://www.insblogs.com/auto/
Accident Benefit changes taking effect June 1, 2016 to Ontario Car Insurance Claims
The only people who asked for these changes were the car insurance companies and their lobbyist group in order to save them MONEY. These changes aren’t about you ,the consumer. They aren’t about protecting the public. They’re about making MONEY for those large, multi-national corporations who provide insurance services in Ontario.
Understanding the June 1st Accident Benefit Changes
The only way to protect yourself and your family from these devastating changes is to purchase optional accident benefits. The government and the insurance industry are trumpeting the changes as “good news for consumers” because “consumers will have more choice.” However, most people do not realize the importance of accident benefits and will go with the cheapest premium available. They only realize the mistake that they have made when they or a loved one is seriously injured. By that point in time it is too late.
http://www.pialaw.ca/blog/
Only 42% of polled Ontarians aware of upcoming auto insurance reforms: IBAO
That said, just 42% of the consumers polled are aware of the upcoming changes. Add to that that “less than one in five can cite specific changes within the legislation. Not surprisingly, virtually all respondents are in favour of insurers not being able to increase rates for minor accidents,” states the survey report, IBAO 2016 Consumer Survey.
IBAO Consumer Survey http://www.ibao.org/wp-content
Single Recovery
LAT Have Mercy
On April, 1, 2016, Ontario’s Licence Appeal Tribunal’s (LAT) Automobile Accident Benefits Service (AABS) was officially open for business. After 26 years, the Financial Services Commission of Ontario (FSCO)’s Dispute Resolution Group stopped accepted new applications. The transfer of responsibility has created considerable apprehension among its users. FSCO was flooded with new applications in the weeks leading up to April 1st. For many, it’s a matter of ‘better the devil you know.’ What will this change mean for stakeholders? Will it really be different?
http://williehandler.blogspot.
Disclosure Requirements for Statutory Third Parties
In the case of Lica v. Dhaliwal, 2015 ONSC 3888, the off-coverage insurer was required to answer questions posed by the Plaintiff by way of written interrogatories and subject to the potential need for further input from the Court with respect to issues of relevance, prejudice and privilege. In the case of Prentzas v. Rivera, 2015 ONSC 5867, the insurer was required to produce documentation, including portions of the broker’s file, the insurance application, the insurer’s notes on issuing and cancelling the policy, correspondence regarding the policy and its cancellation, and underwriting guidelines regarding cancellation.
Unsafe at Many Speeds
Visual Evidence looks at the ways design and data visualization can create or solve real-world problems, from making weather warnings easier to read to finding meaning on the bottom of our shoes. This week, we’ll transform some data on an everyday — some might even say, pedestrian – topic into a more visual and interactive form.
