There is plenty going on with Ontario auto insurance, including what some regard as the aggressive pledge by the government to reduce premiums an average of 15% over the next two years. But does this preoccupation with speed and mandated reductions produce unrealistic expectations and threaten to, ultimately, make things worse for consumers?
http://www.canadianunderwriter.ca/news/stop-or-go/1002649250/?type=Print%20Archives
It is not just media naysayers, but lawyers, consumer advocates and, increasingly, insurance brokers, calling for better and clearer rules on the use of telematics.
Despite the Sept. 1, 2010 legislative amendments removing the obligation on accident benefit insurers to pay for rebuttal reports, they may still be responsible for the cost in relation to accidents governed by automobile policies predating that time.
The Ontario Court of Appeal has shot down an insurer’s attempt to tie attendant-care benefits to the lost wages of family members acting as caregivers in a move one personal injury lawyer says would have set accident benefits claims back two decades.
http://www.lawtimesnews.com/201310143523/focus-on/focus-insurer-rebuffed-on-attendant-care-benefits
It’s almost as if the HPARB threw up its arms and said, “we’re sorry, we tried to help you but we are up against a brick wall.” Seems our government is afraid of Ontario’s physicians – what is happening to accident victims, the disregard and mistreatment of patients is wide spread and has terrible consequences.
http://www.torontosun.com/2013/10/11/why-did-woman-die-after-routine-surgery
The devices monitor distance, the amount of hard braking and acceleration, and the time of day. Driving at low risk times of the day and avoiding being on the road between midnight and 5 a.m. is rewarded. The device doesn’t differentiate between drivers, so it is the record of everyone who gets behind the wheel of a vehicle that determines the discount.
http://www.windsorstar.com/business/discount+driving+safely/9029631/story.html
This is potentially bad news for telecoms, auto manufacturers and any other players in the connected car arena.
http://www.mondaq.com/canada/x/268548/Telecommunications+Mobile+Cable+ Communications/Ontario+Court+Of+Appeal+Decisions+On+Distracted+Driving+Could+ Hurt+Development+Of+Connected+CarsThe Ontario government has introduced a bill that would have a non-bencher oversee the Law Society of Upper Canada’s hearing and appeal panels and allow the regulator to suspend lawyers who haven’t paid cost awards made against them in professional misconduct proceedings.
New Brunswick drivers are significantly overcharged and the low level of claims they generate doesn’t justify the premiums they pay.