A recent FSCO arbitration case (by an ADR Chambers arbitrator), Lo-Papa and Certas Direct, determined that the existence of anxiety and depression following an accident does not necessarily exclude one from the minor injury definition or the $3,500 treatment cap.
Author Archives: Admin2
Did a dashcam save this man from a Hamilton parking lot crash scam?
A Hamilton-area man’s dashcam may have saved him a pricey car insurance payout – and maybe even from falling victim to an insurance scam, an industry expert says.
Private insurance ‘a rip off,’ says CAC
According to the Consumers Association of Canada, it sees private auto insurance as ‘one of the biggest rip-offs that Canadians face,’ arguing that coverage should be in the hands of the government.
http://www.insurancebusiness.ca/news/private-insurance-a-rip-off-says-cac-178848.aspx
Driving down insurance rates
We’ve been down this road before – a road filled with plenty of political potholes.
Provincial finance minister Charles Sousa has reiterated his plans to lower car insurance costs for Ontario’s nine million drivers.
http://www.ourwindsor.ca/opinion-story/4623042-driving-down-insurance-rates/
Car insurance companies want to track your every move—and you’re going to let them
In future, if you don’t agree to be tracked, you may not only pay higher premiums; perhaps you won’t even be eligible for insurance from most companies. It could be like having a shady credit history, or failing to provide the basic “know-your-customer” information required to open a bank account. “In the end, serving the ‘naysayers’ may become a specialty market niche for some carriers,” suggests a recent report (pdf) on usage-base insurance programs from Deloitte.
Why Ontario drivers pay the highest car insurance rates in the country
Ontario has the highest auto insurance rates in Canada, with the average annual premium at $1,544.86 in 2012– 45 per cent more than in Alberta, the second-most costly. For young men like Dasko in the 16-to-24 age group, the hit is the worst – classified by the industry as high risk, they are charged stratospheric rates.
Fewer claimants successful when appealing disability benefit denials
Canadians with long-term and debilitating illnesses who believe they have been unfairly denied federal disability benefits are finding it increasingly difficult to get those decisions overturned.
Social Justice: Courts should relent on recording defence medical examinations
Of course, that isn’t evidence of bias or that the doctor is incompetent. But with 11 negative remarks in 66 cases, shouldn’t we require proof of the doctor’s objectivity? Glustein didn’t think so, concluding there were no “substantial or compelling reasons to require videotaping or audiotyping to ensure fairness.”
Time to end civil trials by juries
You have to wonder why insurance companies would want to have their cases decided by juries rather than judges.
http://www.torontosun.com/2014/07/05/time-to-end-civil-trials-by-juries
Loose ends can wipe out comprehensive settlements
Failure to obtain court approval of the settlement of a minor’s modest Family Law Act claim as part of a comprehensive personal injury settlement can result in the nullification of the entire settlement, according to Justice Gregory Mulligan of the Ontario Superior Court of Justice in his April 28 decision in Downing v. Reynolds [2014] O.J. No. 1897.