I hit a deer that jumped into my path and my 2009 BMW X5 was damaged. My insurance company’s claim department accepted the $16,400 estimate for repair – until the auto body shop submitted a new estimate that was more than $18,000. The insurance company now says my car is total loss because it’s only worth $16,600, less deductible, based on comparable vehicles around Toronto. I could never buy a similar car for that here – prices on average are at least $5,000 higher. Am I stuck with adjusted value and not market prices? Do I have the option to go to another auto body repair shop, get a lower quote and insist the insurance company repair it instead of writing it off?
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FAIR – supporting auto accident victims through advocacy and education
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FAIR – supporting auto accident victims through advocacy and education
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FAIR – supporting auto accident victims through advocacy and education