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The question that the Insurance Bureau of Canada (IBC), the insurance industry lobby group, has put to Professor Hutchinson of York University about whether contingency fee arrangements are a better deal for lawyers, particularly personal injury (pi) lawyers, than their clients is the wrong question. The right question is “Why do auto accident victims, whose lives have been irreparably changed for the worse, have to fight an insurance battle which necessitates the need for a lawyer?”

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